Financing Solutions

Give yourself a little credit.
If you have more than enough cash for your furniture purchases, as well as all the other operating expenses you are planning, then go ahead - use your cash. However, if conserving your working capital and bank lines of credit is important to your business...then consider leasing.

Financing is a cash flow decision.
Commercial Interior Design offers financially structured plans that are best suited for your company's budget requirements. Consider leasing like a rental with a purchase option at the end of the lease period. This may permit "off balance sheet" notations for your financial statement. Your ratios and liabilities would then remain unaffected and your bank borrowing capacity remains intact.

Furniture purchases should be determined by productivity needs...not by budget constraints!
Give your business the best furnishings possible. Don't settle for less simply because of temporary working capital restraints. Leasing can be structured to best suit your budgetary needs.

Why Lease?

• Leasing offers 100% financing for not only the furniture but the entire project amount including soft costs, wall and floor coverings, site preparation, installation and delivery, etc.

• Leasing has tax advantages, which may make leasing less expensive. You may be able to write off the entire lease payment as an expense rather than a liability. Section 179 of the tax code specifically helps small businesses save money.

• Leasing is convenient, quick, and easy. 24 hour credit approvals are typical on applications up to $50,000, with no financial statements or tax returns needed.

• Leasing can provide an extended line of credit for future purchases, such as copiers, computers, phones, HVAC, printing equipment, and much more.